Smart Ideas

Frugality and Simplicity

Frugality has been given a shady connotation in more recent years. Most people think it is synonymous to being kuripot, stingy, or cheap, but I beg to differ. My parents were the practical sort. Just as my mom sent us off to school with our baon, she brought her own...
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Saffi Squirrel: Building Better Money Habits In Kids Through The Joy Of Reading

It’s never too early to teach children how to become financially literate. Through colorful and relatable stories on essential life skills, Saffi Squirrel is helping parents and educators raise a money smart generation. In an increasingly fast-paced world where almost...
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Money Language and Slaying the Jargon

I am the product of a good childhood, and my greatest teachers were my experiences, subtly engineered by my parents. My mom and dad never sat us down with numbers and figures, but they taught me and my siblings important principles through everyday circumstances,...
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Ten Tips to Encourage Independence in Children

Dr. John Rosemond identifies seasons in parenting wherein we take on different roles with respect to our children’s age and parenting needs. After the age of 2, children are no longer the center of the universe and parents shift from serving to leading their children....
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Delayed Gratification

My first memory of money was at the tender age of five. I went to preschool with my baon (snack and lunch box) and ₱2 daily allowance. If untouched, that meant I had ₱10 a week, and that made me feel rich… and empowered. Yes! It gave me a sense of independence,...
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Ways to Talk so Children Listen

Whenever we ask our parents in school for suggestions on topics to discuss during Parenting Seminars, discipline always comes up. In school and at home, we want our children to not just hear us but we want them to LISTEN to what we are saying. Get down– Stoop, kneel...
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